We believe in comprehensive and holistic financial planning and wealth management. The combination of planning, taxes, and investment management can help build wealth and put your mind at ease. There are three primary points of emphasis in our service offerings:
Financial Planning
Financial planning is the process of developing a plan to help you meet both short and long-term goals. Through a series of initial meetings, we will help clarify your hopes and dreams, and develop concrete plans to help you achieve them. Along the way, we will have regular meetings to update the plans and be on hand any time you need to answer questions. While this is not an inclusive list, financial planning can include:
- Retirement planning
- College or educational planning
- Tax planning
- Insurance or risk management
- Debt management and repayment
- Investment management
- Legacy and estate planning
- Divorce planning
Tax Planning & Preparation
Tax planning is an integral part of comprehensive financial planning. Minimizing taxes for both the short and long-term can assist in greater wealth accumulation, earlier retirement, or a better lifestyle. The tax planning aspect can include:
- Roth versus traditional IRAs
- Qualified retirement plans for business owners
- Minimizing current taxes to generate higher savings
- The most effective strategies for college and educational savings
Investment Management
Investment management is the proper allocation of your investable assets to minimize risk, minimize taxes, and maximize growth to meet your needs. We utilize customized portfolios for our individual situations based on your risk tolerance and savings goals. Most importantly, we perform our role as a fiduciary. We have a duty of utmost good faith to act solely in the best interests of each client. One way we do this is by charging on a fee-only basis, using non-commission-based products with low fees to maximize your returns.